Jacksonville Chapter 7 and Chapter 13 Bankruptcy Attorneys
At Elrod & Elrod, we help Florida residents and businesses during highly stressful financial times. Making ends meet and paying bills in a timely manner has become a challenge. The telephone rings constantly. For individuals, the threat of foreclosure often hangs over their heads.
Our job is to protect your rights through the legal process of bankruptcy.
While the 2005 changes in the bankruptcy law makes it more difficult to file for a debt discharge, Chapter 7 bankruptcy remains an option for people overwhelmed by their expenses. From the moment you retain one of the attorneys at Elrod & Elrod, we will be at your side until your debt load is cleared and you have a fresh financial start.
Take control of your out-of-control financial situation, contact us at 904-638-8920 or toll free at 877-275-6135.
If you cannot qualify for a Chapter 7 bankruptcy, a Chapter 13 debt reorganization and repayment plan may be a viable option for relief. While your debts are not immediately discharged, your loans and credit cards are consolidated into one manageable payment over a finite amount of time.
Financial troubles do not mean your business needs to close. A Chapter 11 bankruptcy helps you to reorganize your company's debt and help you keep your doors open. As with any other type of bankruptcy we handle, we will protect your rights and speak on your behalf to any creditors or collectors.
Foreclosure and Collections Defense
Foreclosure actions cease immediately upon the filing of a bankruptcy petition. A Chapter 13 debt reorganization not only stops the sale of your home, but also provides you the opportunity to renegotiate past-due amounts, late-payment fees and interest. In addition, they can no longer contact you regarding your debt, similar to other collection agencies. Refer them to us.
Contact Us
For more information or to schedule an appointment with an experienced lawyer regarding a consumer or business bankruptcy filing, please contact us.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
